How A Free Life Insurance Review Could Save You Money

Keith HazelbakerBy Keith Hazelbaker, CFP®

If you own a universal life or permanent life insurance policy that was issued prior to 2003, you may be a good candidate for a 1035 exchange of your existing policy to a newer policy with richer benefits for the same or less premium.

Because life insurance is priced based on our life expectancy and because we’re living longer, the cost of life insurance has gone down in recent years. This presents a tremendous opportunity for you to get more value for your premium dollars.

In addition, many of the newer product designs feature death benefit guarantees beyond age 100.

You may also qualify for a lower premium if you have quit smoking, lost a significant amount of weight or been cured of a serious illness since you purchased your coverage.

Even if you have some health problems we may be able to help you.

For a free review of your existing life insurance coverage and your future needs by a TRTA-endorsed representative, please call North American Life Plans at 1-888-362-1214 weekdays between 9:30 am and 6:00 pm Eastern Time.